We are Discover Financial Services (NYSE:DFS), a direct banking and payment services company with one of the most recognized brands in U.S. financial services. As one of the largest card issuers in the United States, we operate the Discover card, America’s first cash rewards credit card. Beyond our flagship credit business, Discover Bank subsidiary offers personal and student loans, home and home equity loans, online savings products, certificates of deposit and money market accounts. Payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation’s leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. We value our commitment to our cardmembers and customers, and to rewarding relationships that prove—It pays to Discover®.see lessSpecialtiesFinancial Services, Credit Cards, Deposit Products, Consumer Lending, Consumer Savings, Payments, Payment Technology, Student Loans, Personal Loans, Home Loans, Home Equity Loans, Debit and Transaction Services